When you begin to plan your wedding the cost of everything may seem overwhelming. Brides and grooms can get carried away and end up spending more money than they planned to, which can leave them starting their married life in debt. If you know your funds are limited then it’s really important to plan your wedding expenses sensibly in line with your budget; starting married life with a huge credit card bill is sure to put a downer on the happiest time of your life!
- Work out your budget – The very first thing you need to do is to work out what your budget is and establish exactly how much you can realistically afford to spend on your big day. Ensure that you can afford to pay for the wedding on your own salary and savings. Any extra contributions from family will then be a bonus. If you and your fiancé are already living together then you’ll probably have most of the things you need for your home so you could ask for donations towards your honeymoon instead of wedding presents.
- Prioritise your spending – It’s important to identify where you need to spend the most money and what areas you can save money on. Don’t be tempted to go over your budget; if you can’t afford it then you can’t buy it. Financial debt is one of the biggest causes of stress and is often cited as a reason for divorce, don’t let your marriage become a statistic. Ensuring that you plan your wedding within your means is the best way to start your marriage on the right foot.
- Compromise – You could save a lot of money if you compromise on a few things. For example if you’re willing to compromise on the day and the season in which you get married you can save a great deal of money to be spent elsewhere. Colder times of year are usually less popular for weddings, and weekdays rather than weekends will make the venue cheaper still as they’ll be grateful for your custom.
- Get creative – It’s fairly easy to create things such as invitations yourself by hand. Take some basic crafting materials, ribbon in your wedding colours etc, and get your bridesmaids to help one night over a bottle of wine! Also, most of us know a keen cake maker, an amateur photographer and a budding seamstress, so you can ask your friends and family to get involved in helping you plan and prepare.